Join over 1,200 videographers like you with public liability cover from £3.49 per month*
Get tailored quotes in 7 minutes
Videographers’ insurance covers you against the cost of professional accidents and slip-ups – from theft of your cameras and equipment to losing that all-important client file during post-production. Whether it’s just you or you’ve hired an employee or two, it’s specialist protection for your business.
From a shoot that goes wrong to the oddest client brief, expecting the unexpected is a big part of what you do. Videographer insurance is designed to remove some of the guesswork, staying one step ahead of risks like an employee dispute, camera theft, an injury or professional mistake.
Professional indemnity insurance
In case you’ve made a mistake or your client claims for negligence.
Public liability insurance
In case someone has an injury, or their property gets damaged.
Employers’ liability insurance
In case an employee gets sick or injured through working for your videography business.
Stock insurance
In case the materials you rely on for work are lost, stolen or damaged.
Business and office equipment insurance
In case something happens to equipment like your laptop.
Legal expenses insurance
In case you’re faced with legal costs while running your videography business.
Personal accident insurance
In case you or anyone you’ve covered has an accident.
In case you’ve made a mistake or your client claims for negligence.
Claims against your business for professional negligence which cause your client a financial loss, including:
Breach of contract
For example:
Read more about professional indemnity insurance
In case someone has an injury, or their property gets damaged.
Claims against your business for:
If you do employ anyone, you’re usually required by law to have employers’ liability insurance too.
For example:
Read more about public liability insurance
In case an employee gets sick or injured through working for your videography business.
Claims against your business for:
**Employers’ liability insurance is required by law if you have people working for you. Without it, you could be fined up to £2,500 a day for each employee.**
For example:
In case the materials you rely on for work are lost, stolen or damaged.
For example:
Read more about stock insurance
In case something happens to equipment like your laptop.
For example:
Read more about business and office equipment insurance
In case you’re faced with legal costs while running your videography business.
For example:
Read more about legal expenses insurance
In case you or anyone you’ve covered has an accident.
For example:
Read more about personal accident insurance
Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.
Get your quotes in 7 minutes – prices are guaranteed for 30 days.
Get your tailored quotes in 7 minutes
*The price is for £1 million of public liability insurance - 10% of customers paid £41.87 or less annually between 1st Oct 2023 - 31st Mar 2024. Equivalent to £3.49/month (and excludes the extra costs for paying monthly). If you complete a quote more types of cover will be available, these all have additional costs.
£13.63 /month
£116.27 /year
A local videographer (cover excludes underwater and aerial work)
Public liability
Not included
Employers' liability
Not included
Professional indemnity
£50,000
£43.05 /month
£382.71 /year
A small video production company (cover excludes underwater and aerial work)
Public liability
£2,000,000
Employers' liability
£10,000,000
Professional indemnity
£250,000
How we work out example quotes These examples are real quotes from our online system (created 23/09/2020). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.
Insurance cover | Lowest excess | Highest excess |
---|---|---|
Public liability | £100 | £2500 |
Employers' liability | No excess | No excess |
Stock | £100 | £500 |
Business and office equipment | £50 | £750 |
The figures above are for guidance only and any excess applying to your quote may differ. You’ll get a breakdown of the excesses for each quote when you compare with us.
Only pay for what you need
Choose the best fit for you
Get your documents the same day
Simply Business
Direct to
insurer
Highstreet
broker
Compare policies from a range of trusted insurers
Buy online or over the phone in minutes
Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.
Which type of workers do I need insurance for?
Does videographer insurance cover my work correctly?
Do I need cover for other types of work?
Which public liability cover limit should I choose?
Employers’ liability insurance is a legal requirement if you employ people.
If you have people working for you, including bona fide subcontractors (BFSC), labour-only subcontractors (LOSC), part-timers, or full-time staff, employers’ liability insurance is required by law.
Read on for our simplified guide to the difference between labour-only subcontractors and bona fide subcontractors.
Make sure you're picking the right cover to protect you properly. It's important to know that if you have another trade or job, you'll need additional cover. For example, do you need to consider web marketing or designers insurance?
If you provide these services alongside your work, make sure you’re covered:
Other types of insurance
Think about the maximum possible loss your business could face in the event of a claim, and make sure you take legal fees and damages into consideration. You can choose from three levels of coverage – £1 million, £2 million, or up to £5 million.
Our team of UK-based insurance experts are here to help, Mon 09.00am - 05.30pm, Tues 09.00am - 05.30pm, Weds 09.00am - 05.30pm, Thurs 09.30am - 05.30pm, Fri 09.00am - 05.30pm, Sat 09.00am - 02.00pm
Call our team
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive. The figure below is rounded across our range of products. Our claims process may vary for different products and operates on a ‘claim by claim’ basis.
83% of claims were settled in 2023
Having videography insurance through Simply Business has saved businesses thousands of pounds when the unexpected happened.
While loading up his car for a shoot, Max (not his real name) dropped two cameras onto cracked tarmac, damaging both lenses and other functionality. His videographers’ insurance covered the accidental damage.
£2,147.66
Covering the cost of accidental damage
£100
The excess amount stated in Max’s policy terms
We started out as a team of five back in 2005. We’ve grown since then with 900,000 customers across 1,500 trades now trusting us to provide their business insurance.
Compare and buy in minutes
Documents arrive today
Rated 4.7/5
Based on 39,779 reviews
Here to help
Help from UK-based experts
24/7 claims
Make a claim any time
Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about videography insurance. You can also check out our business insurance FAQs.
Despite best efforts and lots of experience, accidents do happen. Public liability insurance is often an important cover for videographers, and can protect you if someone is injured or property gets damaged because of your business.
If you’re offering professional services and expertise to your client, professional indemnity insurance could be a vital cover. And employers’ liability insurance is a legal requirement if you employ anyone, even in your own home – failing to take out the right cover can result in heavy fines.
Yes. It’s important to make sure you have the right type and level of insurance for the different types of work you do. For example, if you’re a videographer, you may also do photography work on certain jobs – you’ll need additional cover for this, but you can have it all on the one policy. When you start your quote, you’ll have the option to add another trade or profession to your policy. If you need to add a third trade, give us a call on 0333 043 8527 and one of our insurance experts will help you set up your policy in minutes.
This will depend on whether you have employers’ liability insurance in place. Public liability insurance is designed to protect your business against the consequences of legal action brought by members of the public for injuries or damage to their belongings. But when it comes to your employees causing injury or damage, this protection only activates if you also have employers’ liability insurance.
If you employ people, you’re required by law to have employers’ liability insurance.
There’s one exception here. Family businesses that aren’t incorporated as a limited company are not legally required to have employers’ liability insurance. The government defines a “family business” as one where all your employees are closely related to you (as a spouse, civil partner, sibling, child, parent, grandparent, grandchild, step-parent, stepchild or half-sibling). So if you run an unincorporated family business and you choose not to get employers’ liability insurance, it’s important to know that your public liability insurance wouldn’t cover you against damage or injury caused by your team.
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions
Keep up to date with Simply Business. Subscribe to our monthly newsletter and follow us on social media.
Subscribe to our newsletter6th Floor99 Gresham StreetLondonEC2V 7NG
Northampton 900900 Pavilion DriveNorthamptonNN4 7RG
© Copyright 2024 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.