Compare employers’ liability insurance from £4.74 a month*
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10% of customers pay the equivalent of £4.74 a month*
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What is employers’ liability insurance?
Employers’ liability insurance is a legal requirement for most UK employers, under the Employers Liability Act 1969. It’s designed to protect you and your employees (including those who no longer work for you) if they’re injured or become unwell as a result of working for you, covering the associated legal and compensation costs, and other damages.
- employers’ liability insurance, UK-based claims and customer service
- add it onto a tailored policy, alongside public liability insurance
- rated 4.8/5 based on 39.9K public liability customer reviews
What does employers’ liability cover?
Employers’ liability insurance can protect you against the cost of compensation claims raised by employees, if they’re injured or get sick because of your business. It’s usually a legal requirement for businesses that employ one or more people, and you risk £2,500 a day in fines for each employee not properly covered. It also works to cover damage or injuries caused to a third party, like a passer-by or client, by your employees.
With Simply Business, you can buy employers’ liability insurance as part of a tailored policy, alongside public liability insurance, plus any additional covers you may need.
Employee injuries or illness, which come as a direct result from working for you
Damage or injuries caused to a third party, like a passer-by or client by your employees
Cover for temporary employees, as well as apprentices, contractors, and casual workers
Protection against compensation claim costs raised by employees
Get your tailored employers’ liability insurance quote in less than 7 minutes
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The price is for up to £2 million of public liability insurance – 10% of customers paid £56.82 or less annually between 1st Jan – 31st May 2024. Equivalent to £4.74 a month (and excludes the extra costs for paying monthly). 76% of customers have a £1 million limit and 24% £2 million. If you complete a quote, more types of cover will be available. These all have additional costs.