Business legal insurance

  • UK-based expert support, online and on the phone
  • Get covered and all your documents the same day
  • Compare tailored quotes to find the best business legal cover for you
business-legal-protection.jpeg

Business legal expenses insurance – why is it important?

From employment tribunals to tax investigations, legal issues typically cost thousands. On top of the money, they’re a drain on your time and attention, and can take over a year to resolve. Business legal expenses insurance is designed to help cover the costs, and provide expert support on areas like employment and contract disputes, debt recovery, data protection, tax, and more.

  • commercial legal expenses insurance for sole traders, limited companies, and more
  • covering contract and employment disputes, plus debt, tax, and data claims
  • rated 4.7/5 based on 39K+ public liability customer reviews


What does legal insurance cover?

Legal insurance is designed to help cover your legal representation costs and expenses, if a claim is made against you. Expertise is power, so we’ll always provide access to a 24/7 legal advice helpline, plus crisis PR support, giving you a solid first point of contact. Contract and employment disputes, debt recovery, data protection, tax protection, and corporate identity theft are all areas typically covered by legal protection insurance.


How much does legal protection insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.74 per month

Get your tailored quotes in 7 minutes

Example business legal insurance quotes, real prices

chiswell insurance

Looking for something else?

Depending on your set-up, clients and business type, these expert covers might be helpful too:

Is your profession not listed? When you run a quote you can select your trade from over 1,000 options.


How it works

Pick what goes into your policy

Get prices from a range of insurers

Buy online in minutes

Direct to
insurer

Highstreet
broker


Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team

0333 043 8527

Online

Contact us on our website whenever suits you

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions


How do claims work?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£51 million in claims paid out in 2023

Example claim

Having business legal insurance through Simply Business has saved small business owners thousands of pounds when the unexpected happened.

Steph saved more than £3,100

Steph (not her real name) called our team to make a claim for legal fees she needed to pay, in connection with a client contract dispute. The optional commercial legal expenses insurance added to Steph’s architecture business policy helped cover her legal costs.

Chosen by nearly 1 million small businesses and landlords

Business legal protection insurance FAQ

Whether you’re new to buying insurance or you’ve been operating your business for a while, here are the answers to some commonly asked questions about legal expenses insurance for business.

You can also check out our business insurance FAQs.

It’s unlikely a standard business insurance policy would cover you for legal costs in the event of a contract dispute or identity theft. That’s why it’s important to add business legal cover to your policy to make sure you have the right level of protection.

Commercial legal cover is another way of saying ‘business legal insurance’. It’s typically built to help provide cover for legal costs and expenses, often when you need legal representation in connection with your business. Our cover also supports you with a 24/7 expert legal advice helpline, plus crisis PR support.

If you change your business legal structure from sole trader to limited company mid-way through your policy, give us a call straight away on 0333 0146 683. It’ll only take us a few minutes to cancel your existing policy and replace it with one that correctly covers your new legal structure. It’s worth bearing in mind that your insurer and premium amount may need to change.

Each insurer looks at CCJs and IVAs differently – some apply stricter rules than others, but having a CCJ or IVA doesn’t necessarily mean you won’t be able to buy insurance.

You can choose the payment type that suits your business and cash flow best. Some customers prefer to pay in one go, while others prefer to pay a regular monthly amount, like you do with lots of other bills. Simply Business offer three ways to pay for your policy:

  • one-off credit or debit card payment
  • BACS payment
  • Direct Debit

If you choose to pay by Direct Debit, our credit provider, Premium Credit, pays Simply Business the full amount for your policy up front. You then repay Premium Credit in 10 monthly instalments.

We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions