Project manager insurance
Join over 900k UK customers (including over 23,000 project managers like you) – we offer public liability cover from £4.74*
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![Project management team in a meeting](https://www.simplybusiness.co.uk/wp-content/uploads/sites/3/2024/05/project_manager.jpg?w=1024)
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Rated 4.8/5
Based on 39,800 reviews
Claims paid in 24 hours
For 80% of settled claims
Why do you need project management insurance?
No two projects are alike. Even something you’ve done a thousand times before will have its own quirks – but life can get frustrating when the what-ifs take over. Professional indemnity insurance, built into a project manager insurance policy, can help take care of the risks, letting you move the team forward.
- protection from large claims if there’s an error or accident
- cover for your tools and equipment like your laptop, phone or tablet
- professional indemnity insurance for project managers, covering specific risks
What does project management insurance cover?
From the typical project to clients and sectors you’d like to work with, you know your business best. So we put you in control of what goes into your policy, whether it’s just cover for your own accidents or mistakes, or if you need to factor in an employee or two.
How much does project management insurance cost?
Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.
Prices start from £4.74 per month
Get your quotes in 7 minutes – prices are guaranteed for 30 days.
Get your tailored quotes in 7 minutes
The price is for up to £2 million of public liability insurance – 10% of customers paid £56.82 or less annually between 1st Jan – 31st May 2024. Equivalent to £4.74 a month (and excludes the extra costs for paying monthly). 76% of customers have a £1 million limit and 24% £2 million. If you complete a quote, more types of cover will be available. These all have additional costs.
Example project manager insurance quotes, real prices
![chiswell insurance](https://www.simplybusiness.co.uk/wp-content/uploads/sites/3/2024/05/chiswell.webp?w=100)
£102.20 /month
£908.41 /year
A self-employed office-based project manager working in the local community
- 2-3 years’ experience
- Sole trader
- No employees
- Based in Swansea
Public liability
£1,000,000
Employers’ liability
Not included
![](https://www.simplybusiness.co.uk/wp-content/uploads/sites/3/2024/05/maltings.webp?w=100)
£281.65 /month
£2503.59 /year
A small project management company working on construction and machinery-commissioning projects
- 5+ years’ experience
- Limited company
- 3 employees
- Based in Salford
Public liability
£5,000,000
Employers’ liability
£10,000,000
Professional indemnity
£1,000,000
How we work out example quotes These examples are real quotes from our online system (created 05/03/2021). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
What kind of excess should I expect?
An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.
Insurance cover | Lowest excess | Highest excess |
---|---|---|
Public liability | £100 | £2500 |
Employers’ liability | No excess | No excess |
Professional indemnity | No excess | £2500 |
Business and office equipment | £50 | £750 |
The figures above are for guidance only and any excess applying to your quote may differ. You’ll get a breakdown of the excesses for each quote when you compare with us.
How it works
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How do I choose insurance?
Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.
Talk to an expert
Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm
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How do claims work?
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.
The figure above is rounded across our range of products. “Settled” covers paid, declined or withdrawn. Our claims process may vary for different products and operates on a ‘claim by claim’ basis. Our specialist partner Sedgwick will pay the claims on behalf of the insurer. Reviewed on 24/04/2024.
Chosen by nearly 1 million small businesses and landlords
We started out as a team of five back in 2005. We’ve grown since then, with nearly 1 million customers across 1,500 trades now trusting us to provide their business insurance.
Project management insurance FAQs
Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about project management insurance. You can also check out our business insurance FAQs.
Professional indemnity insurance can protect against the specific risks that project managers face. It can cover costs relating to claims made by clients who’ve lost money because of your work – for example, due to missed deadlines or negligent mistakes. It’s one of the most popular covers for people who provide advice or a professional service, or who handle client data and intellectual property.
Certain professional bodies and regulators require their members to have professional indemnity insurance, especially if you’re working in the legal, accountancy, architectural or healthcare sectors. But you may want to take out a policy of your own accord, for good basic protection, and to be ready for specific projects as they come up.
In many cases, clients will only work with you if you’re properly protected. And a good professional indemnity policy helps reinforce that all-important peace of mind.
Yes. It’s important to make sure you have the right type and level of insurance for the different types of work you do. For example, if you’re a project manager, you may also do some occasional programme management consultancy – you’ll need additional cover for this, but you can have it all on the one policy. When you start your quote, you’ll have the option to add another trade or profession to your policy. If you need to add a third trade, give us a call on 0333 043 8527 and one of our insurance experts will help you set up your policy in minutes.
If you change your business legal structure from sole trader to limited company mid-way through your policy, give us a call straight away on 0333 0146 683. It’ll only take us a few minutes to cancel your existing policy and replace it with one that correctly covers your new legal structure. It’s worth bearing in mind that your insurer and premium amount may need to change.
This will depend on whether you have employers’ liability insurance in place. Public liability insurance is designed to protect your business against the consequences of legal action brought by members of the public for injuries or damage to their belongings. But when it comes to your employees causing injury or damage, this protection only activates if you also have employers’ liability insurance.
If you employ people, you’re required by law to have employers’ liability insurance.
There’s one exception here. Family businesses that aren’t incorporated as a limited company are not legally required to have employers’ liability insurance. The government defines a “family business” as one where all your employees are closely related to you (as a spouse, civil partner, sibling, child, parent, grandparent, grandchild, step-parent, stepchild or half-sibling). So if you run an unincorporated family business and you choose not to get employers’ liability insurance, it’s important to know that your public liability insurance wouldn’t cover you against damage or injury caused by your team.
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions