While product liability insurance isn’t a legal requirement, you may find that manufacturers, suppliers, distributors or retailers you work with will require you to have it. On top of that, if you are found liable for injury, damage or death caused by one of your products, you can be sued.

By law, products that you sell must be safe for consumers to use. However, no matter what precautions you take, sometimes things will go wrong.

Even though product liability is not mandatory under UK law, the amount you can be sued for will depend on the severity of the incident and it’s important to note that there is no upper limit to the potential payout.

Product liability insurance protects you against both expensive legal fees and any potential compensation costs.

You can learn more about what product liability insurance will cover, as well as who will be held liable if a defective product causes injury, damage or death.

Or, if you’re ready to get started, you can compare product liability insurance quotes now.

Popular trades we insure

At Simply Business we insure all kinds of trades like:

• Builders insurance
• Catering insurance
• Cleaning insurance
• Contractor insurance
• Hairdressing insurance
• Home baking insurance
• Online retailer insurance
• Pub insurance
• Public liability insurance for security guards
• Restaurant insurance
• Roofers insurance
• Takeaway insurance

Is your profession not listed? When you run a quote you can select your trade from over 1,000 options.