Tailored insurance in one simple policy

Tour operators and tour guides face a unique set of risks every day. You’re responsible for the safety of yourself, your clients and the general public, so you need insurance that covers all bases. With Simply Business you can get just that, choosing from a range of key covers to build a single, flexible policy. Whether you work from home or have your own premises, it’s quick, quality cover, without the hassle.

What insurance do tour operators need?

Public liability insurance is often an important cover for tour operators, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Tour operator insurance policy details

• Make sure you read your policy documents carefully in order to understand any exclusions
• If you need professional indemnity insurance, find out what level of cover your clients might expect, and buy accordingly
• If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.